Car Insurance for High Risk Drivers in Kentucky
According to the Centers for Disease Control (CDC), accidents — including car accidents — are the fourth-leading cause of death in Kentucky. In fact, Kentucky ranks third in the entire United States for one of the most accident-prone states in the country. With such a high prevalence of automotive accidents occurring in the state, many Kentucky residents may find themselves on insurance carriers’ high-risk driver list, making it harder for them to obtain car insurance coverage.
Bankrate defines high-risk drivers as those who have either been found at-fault for causing an accident, have at least one speeding ticket, have a DUI conviction or have had a lapse in insurance coverage. Car insurance rates for high-risk drivers in Kentucky can be much higher than for drivers with a clean history; however, there are plenty of affordable options and actions that drivers can take to help reduce their monthly premium.